We started FundMyCampus because the loan shouldn't be the hard part.

In 2017, a college friend got an admit to a top US university for his Masters. Brilliant student, top of his batch, but middle-class family with no property to pledge. He spent six weeks running between banks. One asked for a co-applicant with ₹2L monthly income. Another said his college wasn't on their "approved list." A third sanctioned the loan but only after his classes had already started.

He made it eventually. But I remember thinking: this is broken. The hardest part of his journey wasn't the GRE, the SOP, or the visa interview — it was getting the money to actually go.

Years later, after my MBA at IIM Bangalore and time spent in financial services, I kept seeing the same pattern. Bright students with strong admits, parents scrambling, banks taking weeks to respond. The information asymmetry was massive — students didn't know which bank to approach, what interest rate was fair, or whether collateral was actually required. The bank told them what the bank wanted them to know.

FundMyCampus is what I wished my friend had in 2017. A team that knows every bank and NBFC in the education loan space, that fights for the lowest rate on your behalf, that's honest about what your profile can and can't get, and that charges students absolutely nothing. We earn from the banks. Always have, always will.

Five years from now, I want it to be true that no Indian student loses their admit because they couldn't figure out the loan. We're a long way from there. But we're working on it every day.