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Financial Tools
Smart Tools forFinancial Planning
Smart calculators to help you plan your education loan and estimate total study costs. Make informed financial decisions for your academic journey.
EMI CalculatorCost EstimatorLoan EligibilitySOP Review
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Education Loan EMI Calculator
Calculate your monthly EMI based on loan amount, interest rate, and tenure. Plan your repayment strategy with accurate projections.
Loan Details
₹1 Lakh₹1 Crore
6%15%
1 Year20 Years
EMI Breakdown
Enter loan details and click Calculate EMI to see results
Education Cost Calculator
Estimate the total cost of your education including tuition fees, living expenses, and other costs based on your destination and course.
Study Details
Fees shown are per year tuition only
Cost Breakdown
Select your study details and click Calculate to see estimated costs
Loan Eligibility Calculator
Determine your maximum loan eligibility based on income, credit score, and existing commitments. Get personalized offers from top banks.
Income & Credit Details
₹20k₹2 Lakh
₹0₹50k
₹0₹1.5 Lakh
Eligibility Results
Enter your details and check eligibility to see loan offers
Loan Comparison Tool
Compare up to 3 different loan offers side by side. Analyze EMI, total cost, and find the best deal for your education financing.
Loan Option 1
Loan Option 2
Loan Option 3
Tax Benefit Calculator
Calculate your tax savings under Section 80E for education loan interest. Understand the financial benefits and effective interest rate after tax savings.
Tax Details
₹10k₹2 Lakh
Section 80E Benefits:
- • No upper limit on deduction amount
- • Available for the entire loan tenure
- • Only interest component is deductible
- • Applicable for loans from approved institutions
Tax Savings Analysis
Enter your tax details and calculate savings to see benefits
SOP Review Tool
Get instant feedback on your Statement of Purpose. Our tool analyzes your SOP for key elements, word count, and provides actionable suggestions for improvement.
Your Statement of Purpose
Word count: 0Recommended: 500-1000 words
Please enter at least 50 words to analyze
Analysis Results
Paste your SOP and click Analyze to get feedback
Financial Planning Tips
Compare Interest Rates
Even a 0.5% difference in interest rate can save lakhs over the loan tenure. Always compare rates from multiple lenders.
Optimal Tenure
Choose a tenure that balances affordable EMIs with minimal total interest. Shorter tenure means less interest but higher EMIs.
Part Payments
Making partial prepayments whenever possible can significantly reduce your total interest burden and loan tenure.
Education Loan Tools FAQs
Common questions about our loan calculators and tools
Our EMI calculator uses the standard reducing balance method used by banks. The calculations are highly accurate for planning purposes. However, actual EMI may vary slightly based on the specific loan terms, processing fees, and any additional charges by the lender.