The academic landscape includes the public University of Mauritius and University of Technology Mauritius, alongside a striking number of international branch campuses, Middlesex University, Curtin University and Aberystwyth among them, that award UK and Australian degrees on the island. Indian institutions such as Amity and JSS also operate campuses there. For Indian lenders, recognised Mauritian institutions are straightforward to fund, and because loan tickets are small, almost every loan is fully unsecured. Bank of Baroda's own long presence in Mauritius can make documentation and disbursement particularly smooth for this destination.
Education Loanfor Mauritius
Mauritius offers Indian students an affordable, English-friendly education with deep cultural ties to India, a large Indian-origin community, and international branch campuses, all in a stable, welcoming island nation. Here's the complete 2026 education loan guide.
₹12–28 L
Typical Loan
Free
Counsellor call
From 8.6%*
(if simple interest is paid during the course; 9.6% otherwise)
* From 8.6% with collateral (PNB Udaan standard, if you pay simple interest during the course; 9.6% otherwise) and around 10.5% without collateral. Final rate is set by the lender.
Country Snapshot
- Tuition (yr)
- ₹4–16 L
- Living (yr)
- ₹6–10 L
- Visa
- Mauritius Student Visa / Student Residence Permit
- Indian students
- ~2,000/yr
Why Mauritius
Top reasons Indian students choose Mauritius
World-class universities
12+ approved institutions
Strong career outlook
~2,000 Indian students/yr
Loan-ready
All 12+ FundMyCampus banks lend here
Global network
Clear post-study work pathway
The Complete Guide
Studying in Mauritius
Mauritius is an unusually comfortable overseas destination for Indian students, an island nation in the Indian Ocean with deep historical, cultural and family ties to India. A large share of its population is of Indian origin, English is widely used in education and business, and the lifestyle, food and festivals feel familiar. Combined with low tuition and living costs, a full Master's typically runs ₹15–31 Lakhs all-in, Mauritius offers an affordable, low-stress route to an internationally recognised degree.
This guide covers everything an Indian student needs: which lender suits your profile, exact cost breakdowns by program, the Mauritius student-visa and financial-proof requirements, top universities and branch campuses, sample EMIs, and the scholarships and government schemes you can stack, including opportunities arising from the strong India–Mauritius relationship. FundMyCampus has helped Indian students structure low-ticket overseas loans efficiently. And for Mauritius, the recurring insight is to keep the loan small (which the destination makes easy), verify branch-campus accreditation, and tap the India-linked scholarships often available there.
Cost of Studying in Mauritius
Use these numbers to right-size your loan, under-borrowing forces 18%+ personal loans abroad, over-borrowing wastes interest.
Tuition
Living
Travel
Misc + Books
Average Total Program Cost
₹15–31 L for a 2-year Master's
Typical for Indian Master's students
| Program | Tuition | Living | Travel | Misc | Total |
|---|---|---|---|---|---|
| MS / Masters (1.5–2 yrs) | ₹6–16 L | ₹6–10 L | ₹1–2 L | ₹2–3 L | ₹15–31 L |
| MBA (1–2 yrs) | ₹8–18 L | ₹5–10 L | ₹1–2 L | ₹2–3 L | ₹16–33 L |
| Bachelors (3–4 yrs) | ₹10–24 L | ₹12–18 L | ₹2–3 L | ₹3–5 L | ₹27–50 L |
| PhD (3–4 yrs) | ₹3–10 L | ₹12–18 L (scholarships/assistantships may help) | ₹2–3 L | ₹3–5 L | ₹10–28 L |
Your Journey
How your Mauritius loan flows
From admit to disbursement, what FundMyCampus handles end-to-end.
Check eligibility
Free 2-min quiz tells you which banks will approve and at what rate.
Submit documents
Upload through our portal. We organise and stress-test before submission.
Sanction in days
Most Mauritius loans approved in 5–14 days. We chase the bank for you.
Disbursement
Bank wires fees directly to your Mauritius institution. You focus on the move.
Best Lenders for Mauritius Loans
Rates span 3–5% across lender types. PSU banks (SBI, BoB) are cheapest at 8.85–10.50% but slowest (15–25 days). Private banks (ICICI, Axis) run 10.25–13.50% with 7–14 day approvals. NBFCs (Avanse, Auxilo, Tata Capital) charge 11–14.5% but are most flexible on profile and fastest (5–8 days). Because Mauritian loan tickets are small (₹12–28 L) and tuition is low, the rupee gap between lenders is modest, but on a ₹22 L loan, choosing a PSU bank over an NBFC still saves roughly ₹4–6 L over a 10-year tenure. For very small tickets, an NBFC's digital convenience can be worth the slightly higher rate.
Interest: 9.15% to 10.15%
For Mauritius: up to ₹1.5 Cr
Study abroad, with collateral: 9.65% (9.15% at SBI's select universities) · Study abroad, without collateral: 9.65% at SBI's select universities, up to ₹50 lakh
Lowest market rates, ideal for Mauritius's small ticket sizes. Funds recognised institutions like the University of Mauritius and reputed branch campuses. 15–25 day processing.
Interest: 8.85% to 10.50%
For Mauritius: up to ₹1.5 Cr
Strong PSU choice. Bank of Baroda has its own long-standing presence in Mauritius, giving it good familiarity with the destination. Often quick at Tier-2 branches.
Interest: 10.25% to 12.50%
For Mauritius: up to ₹1 Cr unsecured
Fast 7–14 day approval. Comfortable with established Mauritian universities and international branch campuses. Best private-bank option.
Interest: 10.75% to 13.50%
For Mauritius: up to ₹75 L unsecured
Flexible co-applicant norms. Willing to consider private Mauritian colleges and partner-degree programs that PSU banks may hesitate on.
Interest: 11.00% to 14.00%
For Mauritius: up to ₹75 L unsecured
Most accommodating NBFC for emerging destinations and non-traditional courses. Quick 5–8 day turnaround. Approves cases banks decline.
Interest: 11.50% to 14.50%
For Mauritius: up to ₹60 L unsecured
Study-abroad specialist NBFC, ideal for small Mauritian tickets (₹12–25 L) with minimal collateral and fully digital processing.
Interest: 8.6% (if you pay simple interest during the course; 9.6% otherwise)
Lowest rate with collateral here
PNB Udaan standard, with collateral. Without collateral: rate on request. Rates confirmed by FundMyCampus with PNB.
Interest rates are each lender's standard range. They depend on your university, collateral and co-applicant, not on the country. What changes by country is how much each lender funds and which universities it approves.
Collateral & Unsecured Options
Mauritius is one of the most affordable overseas destinations for Indian students, a Master's typically totals ₹15–31 Lakhs, comfortably within every lender's unsecured limit. Public sector banks (SBI, Bank of Baroda) offer collateral-free loans up to ₹50 Lakhs for recognised foreign universities, and Mauritius's established institutions, the University of Mauritius, the University of Technology Mauritius, and reputed international branch campuses such as Middlesex University Mauritius and Curtin Mauritius, generally qualify. ICICI extends up to ₹1 Crore unsecured for premier institutions, while NBFCs like Avanse and Auxilo fund ₹60–75 Lakhs unsecured at higher rates. For practically all Mauritian programs, no collateral is required. It only becomes relevant for the most expensive Bachelors-plus-living combinations or for smaller private colleges outside a lender's standard list, in which case banks accept residential property (LTV 75–85%), fixed deposits (LTV 90%) and LIC policies. A practical note: Bank of Baroda has a long-standing operational presence in Mauritius, which can make documentation and disbursement smoother for this particular destination.
Visa Essentials
Mauritius Student Visa / Student Residence Permit
What you need to prove for your Mauritius visa
Year 1 fees
Tuition Proof
₹6–10
Living Funds
Mandatory
Loan Letter
3 key items
Requirements
Key Requirements
- 1
Indian students apply for a Mauritius student visa / student residence permit, typically arranged with support from the…
- 2
For scholarship or assistantship holders, the funding/award letter serves as the primary financial proof, with a small…
- 3
Always request a plain-English 'Visa Letter' summary from your bank and carry originals.
Top Universities in Mauritius
These are on most lenders' preferred lists, easier approval, higher unsecured limits, lower rates.
| University | Location | Annual Fees | Tier |
|---|---|---|---|
| University of Mauritius | Réduit | ₹6 L | Premier |
| University of Technology, Mauritius | Port Louis | ₹6 L | Tier 1 |
| Middlesex University Mauritius | Flic en Flac | ₹9 L | Tier 1 |
| Curtin Mauritius | Moka | ₹10 L | Tier 1 |
| Open University of Mauritius | Réduit | ₹4 L | Tier 2 |
| Université des Mascareignes | Beau Bassin–Rose Hill | ₹5 L | Tier 2 |
| Mauritius Institute of Education | Réduit | ₹5 L | Tier 2 |
| Aberystwyth University (Mauritius Branch Campus) | Mauritius | ₹9 L | Tier 1 |
| Charles Telfair Campus | Moka | ₹8 L | Tier 1 |
| African Leadership University (Mauritius) | Beau Plan / Pamplemousses | ₹11 L | Tier 1 |
| Amity Institute of Higher Education, Mauritius | Quatre Bornes | ₹6 L | Tier 2 |
| JSS Academy of Higher Education, Mauritius | Vacoas | ₹7 L | Tier 2 |
Get a Loan for Your Mauritius University
See lender-wise rates, how much you can borrow, and EMI estimates for popular Mauritius universities.
After Graduation
Career Outlook in Mauritius
What awaits Indian graduates post-study
Available
Post-study work
Yes
PR pathway
Strong
Salary growth
~2,000/yr
Indian community
Highlights
Mauritius offers international graduates a route to stay and work after their studies.
The island also positions itself as a gateway between Africa and Asia, so graduates often find roles with multinational…
For an Indian student with a ₹12–28 Lakh education loan, the small ticket size is the decisive advantage: even modest…
Sample EMI Calculations
Typical EMI for a Mauritius loan, 10-year repayment tenure after moratorium.
₹10 L · 10% · 7 yrs
~₹16,600
Monthly EMI
₹12 L · 10% · 10 yrs
~₹15,900
Monthly EMI
₹20 L · 10.5% · 10 yrs
~₹27,000
Monthly EMI
₹25 L · 10.5% · 10 yrs
~₹33,700
Monthly EMI
₹30 L · 11% · 12 yrs
~₹37,600
Monthly EMI
₹15 L · 9% · 12 yrs
~₹17,100
Monthly EMI
Mauritius-Specific Documents
- 1University acceptance / admission letter from the Mauritian institution
- 2Tuition fee invoice or scholarship/funding letter
- 3Medical certificate / health screening (required for student residence permit)
- 4Valid health insurance for the duration of study
- 5Proof of accommodation in Mauritius
- 6Valid passport with minimum 6 months validity
- 7IELTS / TOEFL score (English-taught programs. Many waive for Indian-medium applicants)
- 8Previous degree certificates and transcripts (with attestation if requested)
- 9Statement of Purpose / Motivation letter (copy as submitted)
- 10Mauritius student visa / student residence-permit application forms
Government Schemes
For Mauritius studies, the relevant Indian government support includes: (1) Section 80E tax deduction, full deduction on interest paid on education loans from RBI-registered banks and NBFCs for up to 8 years, regardless of destination. (2) Padho Pardesh, interest subsidy during the moratorium for students from notified minority communities (Muslims, Christians, Sikhs, Buddhists, Parsis, Jains) for postgraduate study abroad, subject to a family income cap (around ₹6 L/year). (3) Dr. Ambedkar Central Sector Interest Subsidy Scheme, moratorium interest subsidy for SC and OBC students pursuing overseas postgraduate study, subject to income caps (~₹8 L for SC). (4) State-level overseas-education interest-subsidy or scholarship schemes from Tamil Nadu, Kerala, Maharashtra, Andhra Pradesh and Telangana that can be stacked. Notably, the strong India–Mauritius relationship means additional opportunities: India's ICCR and government-to-government scholarship programmes periodically support study in Mauritius, and many Indian-affiliated institutions there (such as Amity and JSS campuses) offer their own merit scholarships. Because Mauritian tuition is already low, even a modest scholarship plus Section 80E and a state subsidy can make the net cost very manageable. Your FundMyCampus counsellor can confirm which schemes fit your profile. Note: the Section 80E deduction is available only under the old tax regime.
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Compare Mauritius With Other Study Destinations
Education loan guides for every country Indian students study in
- Education Loan forUSAAvg. ₹45–80 L
- Education Loan forUKAvg. ₹35–55 L
- Education Loan forCanadaAvg. ₹30–45 L
- Education Loan forAustraliaAvg. ₹35–55 L
- Education Loan forGermanyAvg. ₹15–25 L
- Education Loan forIrelandAvg. ₹25–40 L
- Education Loan forNew ZealandAvg. ₹30–45 L
- Education Loan forSingaporeAvg. ₹30–55 L
- Education Loan forFranceAvg. ₹30–80 L (varies hugely by program)
- Education Loan forDubaiAvg. ₹25–45 L
- Education Loan forAustriaAvg. ₹15–30 L
- Education Loan forBangladeshAvg. ₹20–30 L
- Education Loan forBelgiumAvg. ₹25–45 L
- Education Loan forChinaAvg. ₹20–35 L
- Education Loan forCroatiaAvg. ₹10–22 L
- Education Loan forCyprusAvg. ₹15–50 L
- Education Loan forCzech RepublicAvg. ₹20–45 L
- Education Loan forDenmarkAvg. ₹35–50 L
- Education Loan forEstoniaAvg. ₹15–30 L
- Education Loan forFinlandAvg. ₹22–38 L
- Education Loan forGeorgiaAvg. ₹20–35 L
- Education Loan forGreeceAvg. ₹15–30 L
- Education Loan forHungaryAvg. ₹30–45 L
- Education Loan forItalyAvg. ₹15–35 L
- Education Loan forJapanAvg. ₹15–35 L
- Education Loan forKazakhstanAvg. ₹18–28 L
- Education Loan forKyrgyzstanAvg. ₹15–26 L
- Education Loan forLatviaAvg. ₹15–45 L
- Education Loan forLithuaniaAvg. ₹15–45 L
- Education Loan forLuxembourgAvg. ₹15–30 L
- Education Loan forMalaysiaAvg. ₹12–25 L
- Education Loan forMaltaAvg. ₹15–30 L
- Education Loan forMonacoAvg. ₹35–60 L
- Education Loan forNepalAvg. ₹15–35 L
- Education Loan forNetherlandsAvg. ₹20–45 L
- Education Loan forNorwayAvg. ₹62 L–1.01 Cr
- Education Loan forPhilippinesAvg. ₹20–35 L
- Education Loan forPolandAvg. ₹18–35 L
- Education Loan forQatarAvg. ₹20–45 L
- Education Loan forRussiaAvg. ₹15–35 L
- Education Loan forSaudi ArabiaAvg. ₹15–35 L
- Education Loan forSouth KoreaAvg. ₹20–35 L
- Education Loan forSpainAvg. ₹18–55 L
- Education Loan forSwedenAvg. ₹25–40 L
- Education Loan forSwitzerlandAvg. ₹30–75 L
- Education Loan forThailandAvg. ₹8–18 L
- Education Loan forTurkeyAvg. ₹20–40 L
- Education Loan forUzbekistanAvg. ₹15–28 L
- Education Loan forVietnamAvg. ₹8–20 L
Education Loan for Mauritius FAQs
Common questions Indian students ask about studying in Mauritius on loan
