The Complete Guide
Studying in 
Nepal
Nepal is one of the most practical study destinations for Indian students. Not only because it's affordable, but because it's right next door. Around 12,000 Indians study there, drawn by visa-free access for Indian nationals, shared language and culture, English-medium teaching, and costs far below India's private colleges. It's best known for NMC-approved MBBS (full degree ₹36–52 L), but Tribhuvan University, Kathmandu University and others also offer recognised engineering, IT, and management degrees at just ₹6–15 L.
For most families, an education loan funds the journey. With collateral, rates start from 8.6% (if simple interest is paid during the course; 9.6% otherwise). A strong fit for MBBS, where the amount is larger. For low-cost general degrees, much of the amount can fall within or near the ₹7.5 L unsecured limit. Families without collateral can turn to NBFCs like Avanse, Auxilo, and Credila, which fund the full MBBS fee unsecured in under 10 days. Year-by-year disbursement keeps early interest low.
This guide covers it all: choosing the right lender for MBBS or general study, a course-wise cost breakdown, the (visa-free) enrolment and funding-proof process for Indian students, NMC-approved and recognised top universities, sample EMIs, and stackable government schemes. FundMyCampus has helped many students structure Nepal study loans. And the lesson is consistent: for MBBS, confirm NMC approval and secure the lowest rate you can. For general degrees, keep the loan lean and repayment short.
