Education Loanfor ACT
American College Testing
The ACT is a leading admissions test for undergraduate study in the USA, an alternative to the SAT. Planning your bachelor's abroad? Fund your test, prep and degree with one education loan.
ACT
Undergraduate Admissions Test
₹15,000 (~$181 intl.)
Exam Fee
1–36
Score Range
5 years
Score Validity
~2 hr 55 min
Test Duration
Accepted in 5+ countries
The Complete Guide
What is the ACT?
The ACT (American College Testing) is a standardised undergraduate admissions test used widely across the United States and accepted by universities in Canada, Singapore, the UK and the UAE. It's a direct alternative to the SAT. All US universities accept both.
The ACT covers English, Math, Reading and Science, with an optional Writing section, and is scored from 1 to 36 (the composite is the average of the four sections). Competitive universities typically look for 30+. Scores are generally valid for around five years.
This guide covers the ACT format, fees, where it's accepted, and how an education loan can fund your test, prep and the undergraduate degree it leads to.
ACT Test Structure
The sections you'll be tested on: scored 1–36.
English
Grammar, usage and rhetorical skills.
Math
Algebra, geometry and trigonometry (calculator allowed).
Reading
Comprehension across prose, social science and natural science.
Science
Interpretation, analysis and reasoning with data, unique to the ACT.
Where the ACT is Accepted
Class 11–12 students planning an undergraduate degree in the USA (and other countries that accept it). Students who are strong in science or prefer a slightly faster, more straightforward format often choose the ACT over the SAT. All US universities accept both equally.
Common for: Undergraduate (bachelor's) programs across all disciplines at US universities and many international institutions that accept US admissions tests.
Financing
Funding Your ACT & Study Abroad
Undergraduate study abroad is a major investment. A 4-year US bachelor's can cost ₹1.5–2.8 Crore. An education loan can cover not only tuition and living costs but also pre-departure expenses like ACT fees, coaching and applications.
Because undergraduate applicants have no income, lenders assess the co-applicant's profile and often require collateral for larger amounts. FundMyCampus helps families plan this. Pre-assessing eligibility before you take the ACT so you target colleges within budget.
We match you to the right lender and handle the paperwork end-to-end, completely free for students.
Exam & coaching fees
Can be included in your study-abroad loan
Tuition + living + travel
Full cost of your degree abroad
Collateral-free options
From 12+ banks & NBFCs
Free counsellor support
End-to-end, zero student fees
ACT & Education Loan: FAQs
Common questions about the ACT and financing your study-abroad journey