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Graduate Admissions Test

Education Loanfor GRE

Graduate Record Examination

The GRE is the most widely accepted test for MS, MBA and PhD admissions abroad, especially in the USA. Planning to take it? Fund your prep, test fees and study-abroad journey with a single education loan.

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GRE

Graduate Admissions Test

₹22,550 (~$220)

Exam Fee

260–340 + AWA 0–6

Score Range

5 years

Score Validity

~1 hr 58 min

Test Duration

Accepted in 6+ countries

Loan covers exam + study abroad
Collateral-free options
Free counsellor call
Free counsellor support

The Complete Guide

What is the GRE?

The GRE (Graduate Record Examination) is a standardised test administered by ETS and accepted by thousands of graduate schools worldwide. For Indian students, it remains the primary gateway to MS and PhD programs in the USA, and is increasingly accepted in Canada, Germany, Singapore and Australia.

The test is computer-based, takes just under two hours, and scores are valid for five years. So you can take it once and apply across multiple intakes. A competitive score (typically 315+ for top programs, 325+ for elite STEM) significantly improves both admission and scholarship odds.

This guide covers the GRE format, fees, where it's accepted, and, most importantly for cost planning, how an education loan can fund your exam, prep and the study-abroad journey it leads to.

GRE Test Structure

The sections you'll be tested on: scored 260–340 + AWA 0–6.

1

Verbal Reasoning

Two sections testing reading comprehension, vocabulary and critical reasoning.

2

Quantitative Reasoning

Two sections covering arithmetic, algebra, geometry and data analysis.

3

Analytical Writing

One 'Analyze an Issue' task assessing structured argumentation.

Where the GRE is Accepted

Students aiming for a Master's (MS), MBA or PhD abroad, most US universities and a growing number in Canada, Germany and Singapore require or accept the GRE. STEM and management applicants benefit most, as a strong GRE score strengthens both admission and scholarship chances.

Common for: MS in Computer Science, Data Science, Engineering and Analytics. MBA (GRE accepted at most top business schools). PhD programs across disciplines.

Financing

Funding Your GRE & Study Abroad

An education loan for study abroad does much more than pay tuition. Most Indian lenders and NBFCs (SBI, ICICI, Credila, Avanse, Auxilo) allow your sanctioned loan to cover pre-admission and pre-departure costs, which can include GRE exam fees, coaching, application fees, and even a laptop.

The bigger picture: a good GRE score unlocks admission to universities where you'll need ₹45 Lakhs to ₹1 Crore+ in financing. FundMyCampus helps you plan the full journey. Get pre-assessed for your loan eligibility before you even take the GRE, so you apply to universities knowing your budget.

Many students take the GRE, secure an admit, then realise loan timelines are tight. Start early: we match you to the right lender and handle paperwork end-to-end, completely free for students.

Exam & coaching fees

Can be included in your study-abroad loan

Tuition + living + travel

Full cost of your degree abroad

Collateral-free options

From 12+ banks & NBFCs

Free counsellor support

End-to-end, zero student fees

Free in 2 minutes

Taking the GRE? Know your loan budget first

Get pre-assessed for your study-abroad loan so you choose universities, and a target score, within budget.

GRE & Education Loan: FAQs

Common questions about the GRE and financing your study-abroad journey

Yes, in most cases. Education loans for study abroad typically cover pre-admission expenses as part of the sanctioned amount. This can include GRE registration fees, coaching/prep classes, application fees and travel. The exact inclusions depend on the lender and whether the cost is bundled into your overall study-abroad loan. FundMyCampus helps you structure the loan so these costs are covered.
The GRE General Test costs approximately ₹22,550 (around $220) in India. Additional costs include score reporting to extra universities (about $35 each beyond the four free reports) and rescheduling fees if you change your test date.
Most top business schools now accept the GRE in place of the GMAT for MBA admissions. If you're targeting both MS and MBA programs, the GRE is the more flexible choice. Always check each school's specific requirement.
GRE scores are valid for five years from the test date. This means you can take the GRE once and use the score across multiple application cycles and university intakes.
The GRE is most widely required in the USA. It's also accepted by many universities in Canada, Germany, Singapore, Australia, Ireland and the Netherlands, particularly for STEM Master's and PhD programs.
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From GRE to your degree abroad

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