Graduate Record Examination
The GRE is the most widely accepted test for MS, MBA and PhD admissions abroad — especially in the USA. Planning to take it? Fund your prep, test fees and study-abroad journey with a single education loan.
GRE
Graduate Admissions Test
₹22,550 (~$220)
Exam Fee
260–340 + AWA 0–6
Score Range
5 years
Score Validity
~1 hr 58 min
Test Duration
Accepted in 6+ countries
The Complete Guide
The GRE (Graduate Record Examination) is a standardised test administered by ETS and accepted by thousands of graduate schools worldwide. For Indian students, it remains the primary gateway to MS and PhD programs in the USA, and is increasingly accepted in Canada, Germany, Singapore and Australia.
The test is computer-based, takes just under two hours, and scores are valid for five years — so you can take it once and apply across multiple intakes. A competitive score (typically 315+ for top programs, 325+ for elite STEM) significantly improves both admission and scholarship odds.
This guide covers the GRE format, fees, where it's accepted, and — most importantly for cost planning — how an education loan can fund your exam, prep and the study-abroad journey it leads to.
The sections you'll be tested on — scored 260–340 + AWA 0–6.
Verbal Reasoning
Two sections testing reading comprehension, vocabulary and critical reasoning.
Quantitative Reasoning
Two sections covering arithmetic, algebra, geometry and data analysis.
Analytical Writing
One 'Analyze an Issue' task assessing structured argumentation.
Students aiming for a Master's (MS), MBA or PhD abroad — most US universities and a growing number in Canada, Germany and Singapore require or accept the GRE. STEM and management applicants benefit most, as a strong GRE score strengthens both admission and scholarship chances.
Common for: MS in Computer Science, Data Science, Engineering and Analytics; MBA (GRE accepted at most top business schools); PhD programs across disciplines.
Financing
An education loan for study abroad does much more than pay tuition — most Indian lenders and NBFCs (SBI, ICICI, HDFC Credila, Avanse, Auxilo) allow your sanctioned loan to cover pre-admission and pre-departure costs, which can include GRE exam fees, coaching, application fees, and even a laptop.
The bigger picture: a good GRE score unlocks admission to universities where you'll need ₹45 Lakhs to ₹1 Crore+ in financing. FundMyCampus helps you plan the full journey — get pre-assessed for your loan eligibility before you even take the GRE, so you apply to universities knowing your budget.
Many students take the GRE, secure an admit, then realise loan timelines are tight. Start early: we match you to the right lender, negotiate your rate, and handle paperwork end-to-end — completely free for students.
Exam & coaching fees
Can be included in your study-abroad loan
Tuition + living + travel
Full cost of your degree abroad
Collateral-free options
From 12+ banks & NBFCs
Free counsellor support
End-to-end, zero student fees
Common questions about the GRE and financing your study-abroad journey