Education Loanfor IELTS
International English Language Testing System
IELTS is the world's most popular English test for study abroad, required for UK, Australia, Canada, Ireland and New Zealand. Fund your test, prep and study-abroad journey with one education loan.
IELTS
English Proficiency Test
ā¹17,000 (approx.)
Exam Fee
Band 1ā9
Score Range
2 years
Score Validity
~2 hr 45 min
Test Duration
Accepted in 6+ countries
The Complete Guide
What is the IELTS?
IELTS (International English Language Testing System) is the most widely accepted English proficiency test for study abroad, recognised by over 11,000 institutions worldwide. For Indian students heading to the UK, Australia, Canada, Ireland or New Zealand, an IELTS Academic score is almost always mandatory for both admission and the student visa.
The test assesses four skills, Listening, Reading, Writing and Speaking, and is scored on a band scale of 1 to 9. Most universities require an overall band of 6.0 to 7.0, with no individual band below 5.5ā6.0. Scores are valid for two years.
This guide covers the IELTS format, fees, where it's accepted, and how an education loan can fund your test, prep and the study-abroad journey it unlocks.
IELTS Test Structure
The sections you'll be tested on: scored Band 1ā9.
Listening
30 minutes, four recorded conversations and monologues.
Reading
60 minutes, three long passages with a range of question types.
Writing
60 minutes, a report/graph task and an essay (Academic module).
Speaking
11ā14 minutes, a face-to-face interview with an examiner.
Where the IELTS is Accepted
Any Indian student applying to an English-taught program in the UK, Australia, Canada, Ireland or New Zealand. IELTS is also accepted for visas and by many universities in the USA and Europe. The Academic module is for university admission. General Training is for migration.
Common for: All undergraduate and postgraduate programs at English-medium universities. A minimum band (commonly 6.0ā7.0) is required for both admission and the student visa.
Financing
Funding Your IELTS & Study Abroad
An education loan for study abroad can cover far more than tuition. Most Indian lenders and NBFCs (SBI, ICICI, Credila, Avanse, Auxilo) let your sanctioned loan include pre-departure costs. IELTS test fees, coaching, application fees, visa fees and travel.
IELTS is the first step. The real cost is the degree it leads to (ā¹25 Lāā¹1 Cr depending on country). Plan both together: FundMyCampus pre-assesses your loan eligibility so you choose universities knowing your budget, and the IELTS band you need.
We match you to the right lender and handle the paperwork end-to-end, completely free for students.
Exam & coaching fees
Can be included in your study-abroad loan
Tuition + living + travel
Full cost of your degree abroad
Collateral-free options
From 12+ banks & NBFCs
Free counsellor support
End-to-end, zero student fees
IELTS & Education Loan: FAQs
Common questions about the IELTS and financing your study-abroad journey