Education Loanfor PTE
Pearson Test of English (Academic)
PTE Academic is a fast, fully computer-based English test popular for Australia, New Zealand and the UK. Fund your test, prep and study-abroad journey with one education loan.
PTE
English Proficiency Test
ā¹17,000 (approx.)
Exam Fee
10ā90
Score Range
2 years
Score Validity
~2 hours
Test Duration
Accepted in 5+ countries
The Complete Guide
What is the PTE?
PTE Academic (Pearson Test of English) is a fully computer-based English proficiency test known for fast results and AI-based scoring. It's a popular alternative to IELTS, especially for Australia, New Zealand, the UK, Canada and Ireland, and is accepted for both admissions and student visas.
The test takes about two hours, covers Speaking & Writing, Reading and Listening, and is scored from 10 to 90. Most universities require a score of 50ā65. Results are typically available within 48 hours, and scores are valid for two years.
This guide covers the PTE format, fees, where it's accepted, and how an education loan can fund your test, prep and the study-abroad journey it unlocks.
PTE Test Structure
The sections you'll be tested on: scored 10ā90.
Speaking & Writing
Computer-recorded speaking tasks and written responses.
Reading
Multiple-choice, re-ordering and fill-in-the-blanks tasks.
Listening
Audio-based tasks scored by AI for accuracy.
Where the PTE is Accepted
Students heading to Australia, New Zealand, the UK, Canada or Ireland who want fast results (often within 48 hours) and a fully computer-based, AI-scored test. PTE Academic is accepted for both university admission and student visas in these countries.
Common for: All English-medium undergraduate and postgraduate programs, universities typically require a PTE score of 50ā65 depending on the course and level.
Financing
Funding Your PTE & Study Abroad
A study-abroad education loan can cover your PTE test fees, coaching and application costs as part of the sanctioned amount, alongside tuition and living expenses. Indian lenders and NBFCs (SBI, ICICI, Credila, Avanse, Auxilo) commonly include these pre-departure costs.
PTE is the first step toward a degree that may cost ā¹25 Lāā¹70 L. Plan both together: FundMyCampus pre-assesses your loan eligibility so you choose universities with your budget and required PTE score in mind.
We match you to the right lender and handle the paperwork end-to-end, completely free for students.
Exam & coaching fees
Can be included in your study-abroad loan
Tuition + living + travel
Full cost of your degree abroad
Collateral-free options
From 12+ banks & NBFCs
Free counsellor support
End-to-end, zero student fees
PTE & Education Loan: FAQs
Common questions about the PTE and financing your study-abroad journey