Scholastic Assessment Test
The SAT is the key admissions test for undergraduate study in the USA and beyond. Planning your bachelor's abroad? Fund your test, prep and degree with one education loan.
SAT
Undergraduate Admissions Test
₹9,000–10,000 (~$110)
Exam Fee
400–1600
Score Range
5 years
Score Validity
~2 hr 14 min (Digital SAT)
Test Duration
Accepted in 5+ countries
The Complete Guide
The SAT, administered by the College Board, is the most widely used standardised test for undergraduate admissions in the United States, and is accepted by universities in Canada, Singapore, the UK and the UAE too. It's now fully digital and adaptive.
The Digital SAT runs about 2 hours 14 minutes and is scored from 400 to 1600. Competitive US universities typically look for 1400+, while Ivy-tier admissions are often 1500+. Scores are generally considered valid for around five years.
This guide covers the SAT format, fees, where it's accepted, and how an education loan can fund your test, prep and the undergraduate degree it leads to.
The sections you'll be tested on — scored 400–1600.
Reading & Writing
Two modules testing comprehension, grammar and expression.
Math
Two modules covering algebra, problem-solving, advanced math (calculator allowed).
Class 11–12 students planning an undergraduate (bachelor's) degree abroad — primarily in the USA, and increasingly accepted in Canada, Singapore and some UK and UAE universities. A strong SAT score is also key to merit scholarships at US colleges.
Common for: Undergraduate (bachelor's) programs across all disciplines at US universities and many international institutions.
Financing
Undergraduate degrees abroad are among the most expensive — a 4-year US bachelor's can cost ₹1.5–2.8 Crore. Planning the financing early is essential, and an education loan can cover not just tuition but pre-departure costs like SAT fees, coaching and applications.
For undergraduate loans, lenders weigh the co-applicant's profile heavily (since the student has no income yet) and often require collateral for larger amounts. FundMyCampus helps families structure this — pre-assessing eligibility before you take the SAT so you target colleges within budget.
We match you to the right lender, negotiate your rate, and handle the paperwork end-to-end — completely free for students.
Exam & coaching fees
Can be included in your study-abroad loan
Tuition + living + travel
Full cost of your degree abroad
Collateral-free options
From 12+ banks & NBFCs
Free counsellor support
End-to-end, zero student fees
Common questions about the SAT and financing your study-abroad journey