PM Vidyalaxmi Uday institution
Education loan for College of Nursing, Pune
Fees, programmes, a worked EMI example and how to get a collateral-free PM Vidyalaxmi loan for College of Nursing, Pune, Pune, Maharashtra.
- Interest rate
- 8.85%
- Category
- Uday
- Established
- 1992
- NIRF 2025
- #59
No collateral under the scheme
Digital sanction within 2 days for loans under ₹50 lakh, through FundMyCampus
No processing fees under the scheme
A parent or guardian as co-borrower
College of Nursing, Pune education loan at a glance
College of Nursing, Pune is on the PM Vidyalaxmi list in the Uday category, so a public sector bank can fund your course at about 8.85%, with no collateral and no guarantor under the scheme.
- PM Vidyalaxmi category
- Uday (one of three bands on the government list)
- Interest rate
- 8.85% a year, floating, at public sector banks
- Collateral
- None under the PM Vidyalaxmi scheme
- Guarantor
- None under the scheme. A parent or guardian joins as co-borrower
- Margin
- None on loans up to ₹4 Lakh. Above that you pay 5% of the cost and the bank lends the rest
- Interest subsidy
- Based on family income, on loans up to ₹10 Lakh: all the interest during study and the grace year up to ₹4.5 Lakh, 3% of it up to ₹8 Lakh
- Processing fee
- No processing or upfront charges under the scheme
- Sanction through FundMyCampus
- Digital sanction within 2 days for loans under ₹50 lakh at PM Vidyalaxmi colleges
Rates are PNB's PM Vidyalaxmi rates for each category. They change with the RBI repo rate, other banks may differ, and the lender sets the final rate.
The institute
About College of Nursing, Pune
The College of Nursing opened on 26 September 1992 under Pune University and became a constituent unit of Bharati Vidyapeeth (Deemed to be University) in 1996. It teaches nursing from GNM to Ph.D on the university's Dhankawadi campus on Satara Road.
- Established
- 1992
- Status
- Constituent college of Bharati Vidyapeeth (Deemed to be University), Pune
- Affiliated to
- Bharati Vidyapeeth, Pune
- Location
- Pune, Maharashtra
- NIRF 2025
- 59 (University)
- AISHE code
- C-35426
Recognition. Recognised by the Indian Nursing Council and Maharashtra Nursing Council. Bharati Vidyapeeth was reaccredited A++ by NAAC (CGPA 3.60) on 8 November 2024, valid to 7 November 2031. The university ranks 59 in the NIRF 2025 university list.
Courses
Programmes at College of Nursing, Pune
Programmes at the Pune college. M.Sc Nursing is offered in five specialities: medical surgical, community health, paediatric, psychiatric, and obstetrics and gynaecological nursing.
| Programme | Duration |
|---|---|
| B.Sc Nursing | 4 years (8 semesters) |
| Post Basic B.Sc Nursing | 2 years |
| M.Sc Nursing | 2 years |
| Ph.D Nursing | PhD |
| GNM | Diploma |
65 B.Sc Nursing seats in 2026, 15% of them under the NRI, foreign and institutional quota.
Getting in
Admission and eligibility at College of Nursing, Pune
B.Sc Nursing
BV-BScNURSING-2026, the university's own entrance test. 100 multiple choice questions on Class 12 physics, chemistry and biology in 90 minutes, no negative marking, 50% to qualify.
Eligibility
Class 12 with physics, chemistry, biology and English, and 45% in PCB together (40% for SC and ST). You must be medically fit.
Post Basic B.Sc and M.Sc Nursing
Separate university entrance tests
Fee structure
College of Nursing, Pune fees: B.Sc Nursing (4 years)
| Fee | Amount |
|---|---|
| Tuition, year 1 (general category) | ₹1,27,000 |
| Tuition, year 2 (5% higher) | ₹1,33,350 |
| Tuition, year 3 | ₹1,40,018 |
| Tuition, year 4 | ₹1,47,018 |
| Ladies hostel, non-A/C double room with mess, per year | ₹2,15,000 |
| Whole course, about | ₹14.07 Lakh |
Four years of tuition at the 2026-27 rate, rising 5% a year as the circular says, plus four years in the ladies hostel in a non-A/C double room with mess at today's rate. The gents hostel costs ₹97,500 a year with mess. Other fees for Post Basic B.Sc (₹77,500 a year) and M.Sc Nursing (₹1,43,500 a year) are on the same circular.
Institutional quota seats pay ₹1,47,000 a year for B.Sc Nursing.
Sources: Bharati Vidyapeeth circular 516, Faculty of Nursing fees 2026-27, Bharati Vidyapeeth hostel fee particulars
Finance your ₹14.07 Lakh course
A PM Vidyalaxmi loan can cover the B.Sc Nursing (4 years) fee at College of Nursing, Pune, less a 5% margin above ₹4 Lakh, with no collateral and no processing fees under the scheme. Through FundMyCampus, digital sanction takes 2 days for loans under ₹50 lakh.
Try your own numbers
EMI calculator for College of Nursing, Pune
Set to a loan of ₹13.37 Lakh (the B.Sc Nursing (4 years) fee of ₹14.07 Lakh less the 5% margin), the Uday rate of 8.85%, and repayment starting 3 years from now (the 2-year course plus 12 months). Change any number to see your EMI.
Loan details
Your EMI breakdown
Monthly EMI after the moratorium
₹17,049
for 180 months
- Loan amount
- ₹13,40,000
- Total interest
- ₹17,28,755
- Total amount you repay
- ₹30,68,755
Indicative estimate. Assumes the full amount is disbursed upfront and simple interest during the moratorium, as most Indian lenders charge. Your lender's sanction letter is final.
After graduation
College of Nursing, Pune rankings, placements and higher studies
College of Nursing, Pune is ranked 59 in the NIRF 2025 university (bharati vidyapeeth as a whole) list. NIRF has no nursing ranking. This is the parent university's rank, not the college's own.
Source: NIRF 2025 university ranking
Living and support
Hostel, scholarships and life at College of Nursing, Pune
Hostel
The Dhankawadi campus has a new ladies hostel and a gents hostel. Ladies rooms cost ₹1,65,000 to ₹3,55,000 a year depending on A/C and single or double room, plus ₹50,000 for mess. The gents hostel is ₹60,000 a year plus ₹37,500 for mess. Seats are few and go first come first served.
Studying in Pune
The college is on the Dhankawadi campus off Satara Road in south Pune. Pune Junction is the main railway station and Pune International Airport at Lohegaon serves the city. Mumbai, the state capital, is about 120 km away in a straight line.
PM Vidyalaxmi
PM Vidyalaxmi benefits for College of Nursing, Pune students
PM Vidyalaxmi is the government's education loan scheme for 1,441 top-ranked institutions. Here is what it means for a student at College of Nursing, Pune. How the scheme works
No collateral
Under the scheme, banks ask for no collateral security, so there is nothing to mortgage.
No guarantor
No third-party guarantor is needed under the scheme. A parent or guardian joins as co-borrower.
No processing fees
No processing or upfront charges under the scheme. Banks may still charge small portal enrolment and account fees.
Lower rate for Uday colleges
College of Nursing, Pune is in the Uday band, so public sector banks lend at about 8.85%.
3% interest subsidy
For family income up to ₹8 Lakh, the government pays 3% of the interest during study and the grace year, on loans up to ₹10 Lakh.
Full interest cover for lower incomes
For family income up to ₹4.5 Lakh, the central CSIS scheme pays all the interest during the moratorium on technical and professional courses, on loans up to ₹10 Lakh.
Up to 15 years to repay
Repayment starts a year after the course ends, and can run for up to 15 years.
Interest only on what is paid out
The bank pays the college as each fee falls due, and interest runs only on the amount paid out so far.
Small margin
Nothing to pay upfront on loans up to ₹4 Lakh. Above that you pay 5% of the cost and the bank lends the rest.
No foreclosure or prepayment charges
Under RBI rules, banks cannot charge for closing or prepaying floating-rate loans to individuals.
Interest subsidy by family income
| Family income a year | What the government pays | Scheme |
|---|---|---|
| Up to ₹4.5 Lakh | All the interest during the course and the grace year, on loans up to ₹10 Lakh | CSIS scheme, for technical and professional courses |
| Up to ₹8 Lakh | 3% of the interest during the course and the grace year, on loans up to ₹10 Lakh | PM Vidyalaxmi, for up to 1,00,000 new students a year |
| Above ₹8 Lakh | No subsidy. You still get the loan, and banks can cut the rate by up to 1% if you pay interest during the course | PM Vidyalaxmi |
Sources: PM Vidyalaxmi portal and CSIS scheme on myScheme (Government of India)
Sources: PM Vidyalaxmi portal, Bank of Maharashtra PM-Vidyalaxmi loan terms, RBI (Pre-payment Charges on Loans) Directions, 2025
Paperwork
Documents you need
Keep these ready before you apply. FundMyCampus checks them for you before anything goes to the bank.
Student and admission
- Class 10 marksheet
- Class 12 (or last qualifying exam / diploma) marksheet
- Proof of admission to the course
- Schedule of expenses from College of Nursing, Pune
- Family income proof from a competent authority
- Photographs of the student and parent
Parent co-borrower
- PAN and Aadhaar of the student and the parent co-borrower
- Parent's income proof: ITR, Form 16 or salary slips
- Last 6 months' bank statements of the parent
- Passport-size photographs
How it works
Your loan journey with FundMyCampus
- 1
Talk to a counsellor
Share your course and fee details. The call is free.
- 2
Upload your documents
Send them online. We check every page so nothing bounces back from the bank.
- 3
We apply on PM Vidyalaxmi
We file your application on the government portal and pick the public sector bank that suits you.
- 4
Digital sanction
Digital sanction within 2 days for loans under ₹50 lakh through FundMyCampus.
- 5
Fees paid to the college
The bank pays College of Nursing, Pune directly, one semester at a time.
- 6
Subsidy and repayment
We help you claim the interest subsidy. EMIs start a year after the course ends.
Start your application today
Through FundMyCampus: digital sanction within 2 days for loans under ₹50 lakh at College of Nursing, Pune, with every step handled for you.
Why FundMyCampus
Why apply through FundMyCampus
Sanction in 2 days
Digital sanction within 2 days for loans under ₹50 lakh at PM Vidyalaxmi colleges like College of Nursing, Pune.
Free for students
We don't charge you anything.
One counsellor throughout
The same counsellor stays with you from application to disbursement.
Paperwork and portal handled
We handle the paperwork and your PM Vidyalaxmi portal application.
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Help when a bank says no
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FAQs
College of Nursing, Pune education loan FAQs
What is the education loan interest rate for College of Nursing, Pune?
About 8.85% a year at public sector banks under PM Vidyalaxmi, because College of Nursing, Pune is in the Uday category. The rate is floating and moves with the RBI repo rate. The bank sets the final rate.
Is College of Nursing, Pune covered under the PM Vidyalaxmi scheme?
Yes. College of Nursing, Pune (AISHE code C-35426) in Pune, Maharashtra is on the PM Vidyalaxmi list in the Uday category.
What does B.Sc Nursing (4 years) cost at College of Nursing, Pune?
About ₹14.07 Lakh for the whole course. Four years of tuition at the 2026-27 rate, rising 5% a year as the circular says, plus four years in the ladies hostel in a non-A/C double room with mess at today's rate. The gents hostel costs ₹97,500 a year with mess. Other fees for Post Basic B.Sc (₹77,500 a year) and M.Sc Nursing (₹1,43,500 a year) are on the same circular.
Do I need collateral for a College of Nursing, Pune education loan?
No. Under the PM Vidyalaxmi scheme, banks ask for no collateral security.
Does the loan cover the whole fee?
Almost. There is no margin on loans up to ₹4 Lakh. Above that you pay 5% of the cost yourself, and the bank lends the rest. Scholarships can count towards the margin.
Is there a processing fee?
No processing or upfront charges under the scheme. Banks may charge small portal enrolment and account fees, for example ₹100 plus GST to enrol at Bank of Maharashtra.
Do I need a guarantor or co-applicant?
No third-party guarantor is needed under the scheme. A parent or guardian joins the loan as co-borrower.
Can I get the PM Vidyalaxmi interest subsidy at College of Nursing, Pune?
It depends on family income. Up to ₹4.5 Lakh, the CSIS scheme pays all the interest during the course and grace year for technical and professional courses. Up to ₹8 Lakh, PM Vidyalaxmi pays 3% of the interest in that period on loans up to ₹10 Lakh, for up to 1,00,000 new students a year with government institutions first in line. Above ₹8 Lakh there is no subsidy, but you still get the loan, and banks can cut the rate by up to 1% if you pay interest during the course.
When does repayment start?
One year after the course ends. You then have up to 15 years to repay in monthly EMIs.
Is interest charged on the full loan from the first day?
No. The bank pays the college as each fee falls due, and interest runs only on the amount paid out so far.
Can I repay the loan early?
Yes, with no charge. Under RBI rules, banks cannot charge for prepaying or closing floating-rate loans to individuals.
Does the loan cover hostel and mess?
Yes. Banks fund the fees on College of Nursing, Pune's fee sheet, including hostel, and can add mess, books and a laptop.
How long does sanction take through FundMyCampus?
Digital sanction within 2 days for loans under ₹50 lakh at PM Vidyalaxmi colleges, once your documents are complete.
Which documents do I need?
Class 10 and 12 marksheets, proof of admission, the college fee schedule, family income proof, and PAN, Aadhaar and photographs of the student and parent.
How do I get admission to College of Nursing, Pune?
B.Sc Nursing: BV-BScNURSING-2026, the university's own entrance test. 100 multiple choice questions on Class 12 physics, chemistry and biology in 90 minutes, no negative marking, 50% to qualify.
What is the NIRF rank of College of Nursing, Pune?
59 in the NIRF 2025 university (bharati vidyapeeth as a whole) list. NIRF has no nursing ranking. This is the parent university's rank, not the college's own.
Is College of Nursing, Pune a government health sciences college?
College of Nursing, Pune is an constituent college of Bharati Vidyapeeth (Deemed to be University), Pune.
Figures on this page were checked on 3 Nov 2026 against the sources linked in each section.
Get your College of Nursing, Pune loan sanctioned
Talk to a counsellor for free. We check your eligibility and subsidy, file on PM Vidyalaxmi and stay with you until the fee reaches the college.
FundMyCampus is a loan facilitation platform. Loans are sanctioned by the bank at its discretion. Rates are indicative and change with the RBI repo rate.