Got an admit to Batterjee Medical College, Saudi Arabia? Compare education loans from 12+ banks & NBFCs, rates from 8.6% (if simple interest is paid during the course; 9.6% otherwise), and see how much you can borrow, your EMI, and the Saudi Student Visa (Iqama-linked) proof you'll need.
ā¹15ā35 L
Typical Loan
Free
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From 8.6%
(if simple interest is paid during the course; 9.6% otherwise)
Loan Snapshot
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ā¹15ā35 L typical for Saudi Arabia
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The Complete Guide
Batterjee Medical College, Saudi Arabia is a college or institute in Saudi Arabia. For Indian students, a typical Saudi Arabia programme costs ā¹21ā39 L for a 2-year Master's in total, so most fund it with an education loan rather than paying out of pocket.
For Saudi Arabia, Indian banks and NBFCs sanction loans of ā¹15ā35 L on average, with unsecured limits going significantly higher for strong academic and co-applicant profiles. Top lenders for Batterjee Medical College, Saudi Arabia include SBI Global Ed-Vantage, Bank of Baroda Vidya, ICICI Bank Education Loan each with different rates, processing times and university lists, which is why comparing offers matters.
FundMyCampus matches you to the right lender for Batterjee Medical College, Saudi Arabia and handles the paperwork end-to-end, completely free for students. This guide covers how much you can borrow, the best banks, cost breakdowns, EMI estimates, and the Saudi Student Visa (Iqama-linked) financial proof you'll need.
Your Journey
From admit to disbursement, what FundMyCampus handles end-to-end.
Check eligibility
Free 2-min quiz tells you which banks will approve and at what rate.
Submit documents
Upload through our portal. We organise and stress-test before submission.
Sanction in days
Most Saudi Arabia loans approved in 5ā14 days. We chase the bank for you.
Disbursement
Bank wires fees directly to Batterjee Medical College, Saudi Arabia. You focus on the move.
Rates span 3ā5% across lender categories. PSU banks (SBI, BoB) sit at 8.85ā10.50%, cheapest but slowest at 15ā25 days. Private banks (ICICI, Axis) run 10.25ā13.50% with faster 7ā14 day approvals. NBFCs (Avanse, Auxilo, Tata Capital) charge 11ā14.5% but are most flexible on profile and quick at 5ā8 days. Because Saudi loan tickets are smaller (often ā¹15ā35 L), the absolute rupee difference between lenders is smaller than for the USA, but choosing a PSU bank over an NBFC on a ā¹30 L loan still saves roughly ā¹5ā7 L over a 10-year tenure.
SBI Global Ed-Vantage
Max: ā¹1.5 Cr
9.15% to 10.15%
Lowest rates for overseas studies. Funds Saudi programs at recognised universities like KAUST, King Saud and KFUPM. 15ā25 day processing. Best for cost-conscious families.
Bank of Baroda Vidya
Max: ā¹1.5 Cr
8.85% to 10.50%
Strong PSU option for Gulf-bound students with good branch network for Iqama-linked documentation. Slightly faster than SBI at Tier-2 city branches.
ICICI Bank Education Loan
Max: ā¹1 Cr unsecured
10.25% to 12.50%
Fast 7ā14 day approval. Comfortable funding established Saudi research universities. Best private-bank choice for late admits.
Axis Bank Education Loan
Max: ā¹75 L unsecured
10.75% to 13.50%
Flexible on co-applicant profile and willing to consider newer Saudi private universities that PSU banks hesitate on.
Avanse Financial
Max: ā¹75 L unsecured
11.00% to 14.00%
Most accommodating NBFC for Gulf destinations and non-STEM courses. Approves cases banks decline. Quick 5ā8 day turnaround.
Auxilo Finserve
Max: ā¹60 L unsecured
11.50% to 14.50%
Specialist study-abroad NBFC. Useful for smaller ticket Saudi loans (ā¹15ā25 L) with minimal collateral and digital processing.
PNB Udaan
8.6% (if you pay simple interest during the course; 9.6% otherwise)
PNB Udaan standard, with collateral. Without collateral: rate on request. Rates confirmed by FundMyCampus with PNB.
Because Saudi Arabia programs are typically lower-cost than the USA or UK (ā¹21ā39 L for most Masters), many Indian students fund the entire amount unsecured. Public sector banks (SBI, Bank of Baroda) offer collateral-free loans up to ā¹50 Lakhs for recognised foreign universities, and well-known Saudi institutions like KAUST, King Saud University, KFUPM and Alfaisal University generally qualify. ICICI extends up to ā¹1 Crore unsecured for premier institutions, while NBFCs such as Avanse, Auxilo and Tata Capital fund ā¹60ā75 Lakhs unsecured at higher rates. For amounts above ā¹50 Lakhs, or for newer Saudi private universities not on a lender's approved list, collateral helps, banks accept residential property (LTV 75ā85%), fixed deposits (LTV 90%) and LIC policies. A practical tip: KAUST PhD and many Master's students receive a full fellowship (tuition waiver + monthly stipend + housing), so the actual loan needed is often only for travel and a buffer, keeping the ticket small and almost always unsecured.
Use these Saudi Arabia estimates to right-size your Batterjee Medical College, Saudi Arabia loan, under-borrowing forces 18%+ personal loans abroad, over-borrowing wastes interest.
Tuition
Living
Travel
Misc + Books
Average Total Program Cost
ā¹21ā39 L for a 2-year Master's
Typical for Indian Master's students
| Program | Tuition | Living | Travel | Misc | Total |
|---|---|---|---|---|---|
| MS / Masters (2 yrs) | ā¹10ā22 L | ā¹8ā12 L | ā¹1ā2 L | ā¹2ā3 L | ā¹21ā39 L |
| MBA (1.5ā2 yrs) | ā¹15ā30 L | ā¹9ā14 L | ā¹1ā2 L | ā¹3ā4 L | ā¹28ā50 L |
| PhD (3ā4 yrs) | ā¹0ā8 L (often fully funded at KAUST) | ā¹18ā28 L (stipend usually covers this) | ā¹2ā3 L | ā¹3ā5 L | ā¹5ā25 L (with funding, often near-zero net) |
| Bachelors (4 yrs) | ā¹20ā45 L | ā¹18ā28 L | ā¹3ā4 L | ā¹5ā8 L | ā¹46ā85 L |
Visa Essentials
What you need to prove for your Saudi Arabia student visa to Batterjee Medical College, Saudi Arabia
Year 1 fees
Tuition Proof
ā¹8ā14 L
Living costs
Accepted
Loan sanction letter
3 key items
Requirements
Key Requirements
The Saudi student visa is sponsored by the host university, which issues the formal admission and visa-support documents.
For fully-funded programs (very common at KAUST and for PhD positions), the university's funding/fellowship letter itself serves as the primary proof of financial support.
Medical examination reports (including a clear medical fitness certificate) and attested educational documents are part of the Saudi visa file.
Requirement 1
The Saudi student visa is sponsored by the host university, which issues the formal admission and visa-support documents. The visa is later converted into an Iqama (residence permit) after you arrive. While Saudi consular requirements are lighter on personal financial proof than the US F-1 process, you still need to demonstrate the means to cover tuition and living for self-funded programs. The key documents are: (1) Loan sanction letter on bank letterhead stating the loan amount, disbursement schedule and that funds are available. (2) Co-applicant's bank statements for the last 3ā6 months. (3) Co-applicant ITRs for the last 2 years. (4) University admission/offer letter and tuition-fee invoice.
Requirement 2
For fully-funded programs (very common at KAUST and for PhD positions), the university's funding/fellowship letter itself serves as the primary proof of financial support. In these cases a loan may only be needed for travel, initial settling-in and a small buffer. Always request a plain-English 'Visa Letter' summary from your bank. It is useful both for the admission process and for any embassy queries.
Requirement 3
Medical examination reports (including a clear medical fitness certificate) and attested educational documents are part of the Saudi visa file. Plan for document attestation via MEA/Apostille and the Saudi Cultural Mission well in advance. Attestation delays, not finance, are the most common cause of timeline slippage for Saudi-bound students.
Indicative EMIs for a Saudi Arabia education loan, 10-year repayment after the moratorium period.
ā¹15 L Ā· 10% Ā· 7 yrs
~ā¹24,900
Monthly EMI
ā¹20 L Ā· 10% Ā· 10 yrs
~ā¹26,400
Monthly EMI
ā¹25 L Ā· 10.5% Ā· 10 yrs
~ā¹33,700
Monthly EMI
ā¹30 L Ā· 11% Ā· 10 yrs
~ā¹41,300
Monthly EMI
ā¹35 L Ā· 10.5% Ā· 12 yrs
~ā¹42,800
Monthly EMI
ā¹20 L Ā· 9% Ā· 12 yrs
~ā¹22,800
Monthly EMI
After Graduation
What awaits Batterjee Medical College, Saudi Arabia graduates post-study
Available
Post-study work
Yes
PR pathway
Strong
Salary growth
~15,000
Indian students to Saudi Arabia a year
Highlights
Saudi Arabia does not run a points-based post-study work visa in the style of the UK or Canada.
The biggest financial advantage is that Saudi Arabia levies no personal income tax.
For an Indian student with a ā¹25ā35 Lakh education loan, the combination of a tax-free salary plus employer benefits makes repayment fast, many graduates clear their loan within 3ā4 years while still remitting savings home.
Saudi Arabia does not run a points-based post-study work visa in the style of the UK or Canada. Instead, post-study employment is tied to securing a job and obtaining a work-sponsored Iqama. Vision 2030 has dramatically expanded opportunities in technology, healthcare, engineering, energy, finance and hospitality, and graduates from recognised Saudi universities are well-positioned because they already hold an Iqama and have local market familiarity.
The biggest financial advantage is that Saudi Arabia levies no personal income tax. Your full salary is yours to keep. Starting salaries for skilled graduates typically range from SAR 8,000ā20,000 per month (roughly ā¹1.8 Lā4.5 L per month), with engineers, doctors, IT specialists and finance professionals at the higher end. Employers also commonly provide housing allowances, transport and annual return flights to India, which materially boosts effective take-home pay.
For an Indian student with a ā¹25ā35 Lakh education loan, the combination of a tax-free salary plus employer benefits makes repayment fast, many graduates clear their loan within 3ā4 years while still remitting savings home. The strategy that works best: secure your job and convert to a work Iqama before your student Iqama expires, then allocate 30ā40% of your tax-free income to aggressive loan prepayment in the early years.
Compare loan options for similar institutions.
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Common questions Indian students ask about funding their studies at Batterjee Medical College, Saudi Arabia
