Got an admit to Institut supérieur du commerce de Paris - ISC, Paris? Compare collateral-free education loans from 12+ banks & NBFCs, get rates from 6.85%, and see how much you can borrow, your EMI, and the Long-Stay Student Visa (VLS-TS) proof you'll need.
₹30–80 L (varies hugely by program)
Typical Loan
48 Hours
Approval
From 6.85%
Interest Rate
Loan Snapshot
Why FundMyCampus
Up to high limits
₹30–80 L (varies hugely by program) typical for France
Collateral-free
Unsecured options available
12+ lenders
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48-hour approval
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The Complete Guide
Institut supérieur du commerce de Paris - ISC, Paris is a niche college / institute in France — one of the top destinations for Indian students, with around ~12,000 heading there each year. A typical programme costs ₹25–80 L (depends entirely on program), so most students fund it with an education loan rather than paying out of pocket.
For France, Indian banks and NBFCs sanction loans of ₹30–80 L (varies hugely by program) on average, with unsecured limits going significantly higher for strong academic and co-applicant profiles. Top lenders for Institut supérieur du commerce de Paris - ISC, Paris include SBI Global Ed-Vantage, ICICI Bank Education Loan, HDFC Credila — each with different rates, processing times and university lists, which is why comparing offers matters.
FundMyCampus matches you to the right lender for Institut supérieur du commerce de Paris - ISC, Paris, negotiates your interest rate, and handles the paperwork end-to-end — completely free for students. This guide covers how much you can borrow, the best banks, cost breakdowns, EMI estimates, and the Long-Stay Student Visa (VLS-TS) financial proof you'll need.
Your Journey
From admit to disbursement — what FundMyCampus handles end-to-end.
Check eligibility
Free 2-min quiz tells you which banks will approve and at what rate.
Submit documents
Upload through our portal — we organise and stress-test before submission.
Sanction in days
Most France loans approved in 5–14 days. We chase the bank for you.
Disbursement
Bank wires fees directly to Institut supérieur du commerce de Paris - ISC, Paris. You focus on the move.
PSU banks 8.65–10.50%, private 10.25–12.75%, NBFCs 10.50–14%. France costs vary widely (₹25 L public uni → ₹1.25 Cr INSEAD). On an ₹80 L MBA loan, a 2% rate gap costs ₹16 L extra — negotiate aggressively.
SBI Global Ed-Vantage
Max: ₹1.5 Cr
8.65% – 10.15%
Lowest rates for France studies. INSEAD, HEC on SBI's List A. Eligible for CSIS subsidy at lower amounts.
ICICI Bank Education Loan
Max: ₹1 Cr unsecured
10.25% – 12.50%
Fast 7–14 day approval. Strong with French universities — direct fee remittance to ESSEC, ESCP, HEC.
HDFC Credila
Max: ₹1.5 Cr unsecured
10.50% – 13.00%
Highest unsecured for INSEAD and top MBA programs (₹80 L+). Fastest approval at 5–8 days.
Axis Bank Education Loan
Max: ₹75 L unsecured
10.50% – 12.75%
Industry-best MBA loan product with 12-month post-course moratorium — perfect for 1-year French MBAs.
Avanse Financial
Max: ₹50 L unsecured
11.00% – 14.00%
Most flexible for Tier-2 French universities and Bachelor's programs at private French institutions.
Prodigy Finance
Max: $150,000
9.25% – 13.50% (USD/EUR)
Strong international lender for INSEAD, HEC, ESSEC MBAs. No Indian co-signer needed.
France loan amounts vary hugely depending on program. Public university Master's (₹25–35 L total) easily fit unsecured limits at all major lenders. Top MBA programs (INSEAD ₹95 L+, HEC ₹70-80 L) often need partial collateral or higher-tier unsecured products. SBI offers up to ₹50 L unsecured for List A institutions including INSEAD. ICICI offers up to ₹1 Cr unsecured for premier French universities and MBA programs. HDFC Credila and Avanse extend ₹1.5 Cr and ₹75 L unsecured. For INSEAD-bound students seeking ₹95 L+ loans, the combination of HDFC Credila (₹1.5 Cr unsecured for top MBAs) plus possible partial collateral covers most needs. Accepted collateral: residential property (LTV 75–85%), fixed deposits, LIC policies.
Use these France estimates to right-size your Institut supérieur du commerce de Paris - ISC, Paris loan — under-borrowing forces 18%+ personal loans abroad, over-borrowing wastes interest.
Tuition
Living
Travel
Misc + Books
Average Total Program Cost
₹25–80 L (depends entirely on program)
Typical for Indian Master's students
| Program | Tuition | Living | Travel | Misc | Total |
|---|---|---|---|---|---|
| Master's at public uni (1–2 yrs) | ₹3–8 L (international student fees) | ₹15–22 L | ₹1.5–2 L | ₹2–3 L | ₹22–35 L |
| Master's at private uni (1–2 yrs) | ₹15–35 L | ₹15–22 L | ₹1.5–2 L | ₹2–3 L | ₹34–62 L |
| MBA (1 yr) — INSEAD, HEC, ESSEC | ₹70–95 L (INSEAD), ₹50–80 L (HEC) | ₹15–22 L | ₹2 L | ₹3–5 L | ₹70 L – 1.25 Cr |
| Grandes Écoles (Engineering, Business) | ₹6–20 L (slightly higher than public) | ₹15–22 L | ₹2 L | ₹3 L | ₹26–47 L |
Visa Essentials
What you need to prove for your France student visa to Institut supérieur du commerce de Paris - ISC, Paris
Year 1 fees
Tuition Proof
₹12–18
Living Funds
Mandatory
Loan Letter
4 key items
Requirements
Key Requirements
France's Long-Stay Student Visa (VLS-TS) requires demonstration of: (1) Confirmation of admission to a French…
The acceptable financial proof: (1) Education loan sanction letter from Indian bank/NBFC on bank letterhead, with loan…
France uses the Campus France-mediated Études en France procedure for Indian students — meaning your visa application…
For public university Master's (€2,770 international tuition per year + €615/month living), total demonstrable funds…
Indicative EMIs for a France education loan, 10-year repayment after the moratorium period.
₹30 L · 10% · 10 yrs
~₹39,600
Monthly EMI
₹50 L · 10.5% · 10 yrs
~₹67,500
Monthly EMI
₹75 L · 11% · 12 yrs
~₹89,000
Monthly EMI
₹95 L · 11% · 12 yrs
~₹1,12,500
Monthly EMI
₹1 Cr · 10.5% · 12 yrs
~₹1,16,000
Monthly EMI
₹25 L · 9% · 10 yrs
~₹31,700
Monthly EMI
After Graduation
What awaits Institut supérieur du commerce de Paris - ISC, Paris graduates post-study
Available
Post-study work
Yes
PR pathway
Strong
Salary growth
~12,000/yr
Indian community
Highlights
France offers a generous 2-year post-study work visa (Autorisation Provisoire de Séjour, APS) for Master's graduates…
Starting salaries for Indian graduates in France (2025 data): (1) Top MBA graduates (INSEAD, HEC, ESSEC):…
After the APS period, you transition to either: (1) EU Blue Card for high-skilled workers (minimum salary threshold…
France's particular strength: as an EU member, your French residence permit eventually grants EU-wide mobility — you…
Compare loan options for similar institutions.
Success Story
““INSEAD admission was the dream, but the ₹95 L total program cost was daunting. SBI initially offered ₹50 L; HDFC Credila approved the full ₹92 L unsecured at 10.85%. 1-year MBA, then immediately hired by a top consulting firm in Paris at €165K package. Cleared the loan in 2.5 years. INSEAD's network — the friendships, the global career mobility, the ROI — has been transformational. Worth every euro.”
Common questions Indian students ask about funding their studies at Institut supérieur du commerce de Paris - ISC, Paris