Got an admit to Bangladesh University of Engineering and Technology? Compare education loans from 12+ banks & NBFCs, rates from 8.6% (if simple interest is paid during the course; 9.6% otherwise), and see how much you can borrow, your EMI, and the Bangladesh Student Visa (E-Type) proof you'll need.
ā¹20ā30 L
Typical Loan
Free
Counsellor call
From 8.6%
(if simple interest is paid during the course; 9.6% otherwise)
Loan Snapshot
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Up to high limits
ā¹20ā30 L typical for Bangladesh
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The Complete Guide
Bangladesh University of Engineering and Technology is a university in Bangladesh. For Indian students, a typical Bangladesh programme costs ā¹30ā44 L for the full MBBS (MBBS+internship) in total, so most fund it with an education loan rather than paying out of pocket.
For Bangladesh, Indian banks and NBFCs sanction loans of ā¹20ā30 L on average, with unsecured limits going significantly higher for strong academic and co-applicant profiles. Top lenders for Bangladesh University of Engineering and Technology include State Bank of India (SBI Student Loan), Bank of Baroda (Baroda Scholar), Avanse Financial Services each with different rates, processing times and university lists, which is why comparing offers matters.
FundMyCampus matches you to the right lender for Bangladesh University of Engineering and Technology and handles the paperwork end-to-end, completely free for students. This guide covers how much you can borrow, the best banks, cost breakdowns, EMI estimates, and the Bangladesh Student Visa (E-Type) financial proof you'll need.
Your Journey
From admit to disbursement, what FundMyCampus handles end-to-end.
Check eligibility
Free 2-min quiz tells you which banks will approve and at what rate.
Submit documents
Upload through our portal. We organise and stress-test before submission.
Sanction in days
Most Bangladesh loans approved in 5ā14 days. We chase the bank for you.
Disbursement
Bank wires fees directly to Bangladesh University of Engineering and Technology. You focus on the move.
Lowest rate with collateral: 8.6% (PNB Udaan, if you pay simple interest during the course; 9.6% otherwise). Without collateral, NBFCs lend at about 10.5%.
State Bank of India (SBI Student Loan)
Max: ā¹40 L (ā¹7.5 L collateral-free)
9.15% to 10.15%
Lowest rates for Bangladesh MBBS. Loans above ā¹7.5 L typically need collateral. Best for families with property to pledge. 15ā25 day processing.
Bank of Baroda (Baroda Scholar)
Max: ā¹40 L
Rate on request
We'll get the current rate for you
Strong PSU choice with a defined list of approved foreign medical universities. Slightly faster than SBI at Tier-2 branches. Collateral usually required above ā¹7.5 L.
Avanse Financial Services
Max: ā¹40 L
Rate on request
We'll get the current rate for you
Most flexible NBFC for Bangladesh MBBS. Funds the full degree including living costs and approves profiles that PSU banks decline. Faster sanction (5ā8 days).
Auxilo Finserve
Max: ā¹40 L
Rate on request
We'll get the current rate for you
Specialist in overseas medical education. Comfortable lending for NMC-approved Bangladesh colleges and offers tailored repayment for the long MBBS tenure.
ICICI Bank Education Loan
Max: ā¹40 L
Rate on request
We'll get the current rate for you
Fast private-bank option (7ā14 days). Funds Bangladesh MBBS for NMC-listed colleges. Secured loans get the best rates for full-degree financing.
Tata Capital Education Loan
Max: ā¹35 L
Rate on request
We'll get the current rate for you
Useful backup NBFC when banks delay. Flexible co-applicant norms and quick digital processing for overseas medical programs.
PNB Udaan
8.6% (if you pay simple interest during the course; 9.6% otherwise)
PNB Udaan standard, with collateral. Without collateral: rate on request. Rates confirmed by FundMyCampus with PNB.
For Bangladesh MBBS, the cost is modest (ā¹30ā44 L total) so the collateral question is more manageable than for Western countries. PSU banks (SBI, Bank of Baroda) lend up to ā¹7.5 Lakhs collateral-free. But a full MBBS costs far more, so for the typical ā¹20ā30 L requirement, collateral is almost always needed. Acceptable collateral: residential or commercial property (LTV 75ā85%), fixed deposits (LTV up to 90%), LIC policies (surrender value), and government bonds. NBFCs (Avanse, Auxilo, Tata Capital) can fund the full degree without property collateral for amounts up to ā¹40 L, relying on the co-applicant's income and CIBIL instead, at higher interest rates. A common, cost-effective strategy: pledge a modest property or a fixed deposit with a PSU bank for the ā¹20ā25 L core requirement to lock in the lowest rate, since the smaller loan size keeps EMIs and total interest comfortably low.
Use these Bangladesh estimates to right-size your Bangladesh University of Engineering and Technology loan, under-borrowing forces 18%+ personal loans abroad, over-borrowing wastes interest.
Tuition
Living
Travel
Misc + Books
Average Total Program Cost
ā¹30ā44 L for the full MBBS (MBBS+internship)
Total for 5 years plus internship, including living costs.
| Program | Tuition | Living | Travel | Misc | Total |
|---|---|---|---|---|---|
| MBBS (5 yrs + 1 yr internship) | ā¹20ā28 L | ā¹7ā12 L | ā¹1ā1.5 L | ā¹1.5ā2.5 L | ā¹30ā44 L |
| BDS (Dental, 5 yrs) | ā¹16ā24 L | ā¹5ā8 L | ā¹1ā1.5 L | ā¹1.5ā2 L | ā¹23ā35 L |
| MD / MS (Postgraduate, 3ā5 yrs) | ā¹12ā25 L | ā¹4ā8 L | ā¹1ā1.5 L | ā¹1.5ā2.5 L | ā¹18ā37 L |
| B.Sc Nursing (4 yrs) | ā¹8ā14 L | ā¹4ā6 L | ā¹1 L | ā¹1ā1.5 L | ā¹14ā22 L |
Visa Essentials
What you need to prove for your Bangladesh student visa to Bangladesh University of Engineering and Technology
Year 1 fees
Tuition Proof
ā¹7ā12 L for 6 years (incl. internship)
Living costs
Accepted
Loan sanction letter
3 key items
Requirements
Key Requirements
The Bangladesh Student Visa (E-Type) is one of the simpler student visas for Indian applicants, but you must still demonstrate that your education and living costs are covered.
Unlike Western visas, there is no fixed minimum bank balance benchmark, but the documents must clearly show the full multi-year MBBS cost can be met.
Because MBBS in Bangladesh runs 5ā6 years, banks usually disburse tuition annually or semester-wise directly to the college.
Requirement 1
The Bangladesh Student Visa (E-Type) is one of the simpler student visas for Indian applicants, but you must still demonstrate that your education and living costs are covered. The Bangladesh High Commission requires: (1) Admission/eligibility letter from an NMC-approved medical college in Bangladesh. (2) Proof of funds. Typically the education loan sanction letter on bank letterhead stating the sanctioned amount and disbursement schedule, plus recent bank statements. (3) Co-applicant's income proof and ITR for the last 2 years. (4) Bank solvency certificate where requested.
Requirement 2
Unlike Western visas, there is no fixed minimum bank balance benchmark, but the documents must clearly show the full multi-year MBBS cost can be met. A sanctioned education loan covering tuition and living expenses is the strongest single proof and is well understood by the High Commission. Carry the original sanction letter and a banker's confirmation of the loan to your application.
Requirement 3
Because MBBS in Bangladesh runs 5ā6 years, banks usually disburse tuition annually or semester-wise directly to the college. Ensure your sanction letter mentions year-wise disbursement so the visa officer can see funds are committed for the entire degree, not just the first year. FundMyCampus helps students obtain a clean, visa-ready sanction letter and the supporting solvency documents that Bangladeshi colleges and the High Commission expect.
Indicative EMIs for a Bangladesh education loan, 10-year repayment after the moratorium period.
ā¹20 L Ā· 9% Ā· 10 yrs
~ā¹25,300
Monthly EMI
ā¹30 L Ā· 9.5% Ā· 10 yrs
~ā¹38,800
Monthly EMI
ā¹40 L Ā· 10% Ā· 10 yrs
~ā¹52,900
Monthly EMI
ā¹35 L Ā· 11% Ā· 12 yrs
~ā¹43,900
Monthly EMI
ā¹25 L Ā· 9% Ā· 15 yrs
~ā¹25,400
Monthly EMI
ā¹45 L Ā· 10.5% Ā· 12 yrs
~ā¹55,100
Monthly EMI
After Graduation
What awaits Bangladesh University of Engineering and Technology graduates post-study
Available
Post-study work
Yes
PR pathway
Strong
Salary growth
~10,000+
Indian students to Bangladesh a year
Highlights
Almost all Indian students who complete MBBS in Bangladesh return to India to practise.
Bangladesh has historically had one of the better FMGE pass rates among MBBS destinations, partly because the curriculum, English-medium instruction, and clinical exposure closely mirror Indian medical education.
Starting salaries for fresh MBBS doctors in India range from ā¹4ā8 L/year, rising substantially after PG specialisation (ā¹12ā30 L+).
Almost all Indian students who complete MBBS in Bangladesh return to India to practise. Bangladesh does not offer a meaningful post-study work pathway for foreign medical graduates, and the goal of the degree is an Indian medical career. The critical step on return is clearing the licensing exam: the Foreign Medical Graduate Examination (FMGE), which is being transitioned into the National Exit Test (NExT). Passing this exam is mandatory to obtain registration with the National Medical Commission (NMC) and practise in India.
Bangladesh has historically had one of the better FMGE pass rates among MBBS destinations, partly because the curriculum, English-medium instruction, and clinical exposure closely mirror Indian medical education. After clearing FMGE/NExT, graduates can register with a State Medical Council, work as a Resident Medical Officer, join government or private hospitals, or pursue postgraduate studies (NEET-PG) in India.
Starting salaries for fresh MBBS doctors in India range from ā¹4ā8 L/year, rising substantially after PG specialisation (ā¹12ā30 L+). Because the Bangladesh MBBS loan is relatively small (ā¹20ā30 L), even an entry-level Indian doctor's salary supports comfortable EMI repayment, especially with the extended moratorium that covers the full 5ā6 year course plus internship. FundMyCampus structures repayment so EMIs begin only after the internship, giving graduates time to clear FMGE/NExT and start earning.
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Common questions Indian students ask about funding their studies at Bangladesh University of Engineering and Technology
