Got an admit to David Tvildiani Medical University? Compare education loans from 12+ banks & NBFCs, rates from 8.6% (if simple interest is paid during the course; 9.6% otherwise), and see how much you can borrow, your EMI, and the Georgia D-3 Student (Immigration) Visa / Residence Permit proof you'll need.
ā¹20ā35 L
Typical Loan
Free
Counsellor call
From 8.6%
(if simple interest is paid during the course; 9.6% otherwise)
Loan Snapshot
Why FundMyCampus
Up to high limits
ā¹20ā35 L typical for Georgia
Collateral-free
Unsecured options available
12+ lenders
Compare banks & NBFCs
Free counsellor call
Don't lose your admit
The Complete Guide
David Tvildiani Medical University is a university in Georgia. For Indian students, a typical Georgia programme costs ā¹39ā82 L for 6-year MD (MBBS) in total, so most fund it with an education loan rather than paying out of pocket.
For Georgia, Indian banks and NBFCs sanction loans of ā¹20ā35 L on average, with unsecured limits going significantly higher for strong academic and co-applicant profiles. Top lenders for David Tvildiani Medical University include SBI Global Ed-Vantage, Bank of Baroda Vidya, Avanse Financial each with different rates, processing times and university lists, which is why comparing offers matters.
FundMyCampus matches you to the right lender for David Tvildiani Medical University and handles the paperwork end-to-end, completely free for students. This guide covers how much you can borrow, the best banks, cost breakdowns, EMI estimates, and the Georgia D-3 Student (Immigration) Visa / Residence Permit financial proof you'll need.
Your Journey
From admit to disbursement, what FundMyCampus handles end-to-end.
Check eligibility
Free 2-min quiz tells you which banks will approve and at what rate.
Submit documents
Upload through our portal. We organise and stress-test before submission.
Sanction in days
Most Georgia loans approved in 5ā14 days. We chase the bank for you.
Disbursement
Bank wires fees directly to David Tvildiani Medical University. You focus on the move.
Lowest rate with collateral: 8.6% (PNB Udaan, if you pay simple interest during the course; 9.6% otherwise). Without collateral, NBFCs lend at about 10.5%.
SBI Global Ed-Vantage
Max: ā¹1.5 Cr
9.15% to 10.15%
Lowest rates for Georgia MBBS. ā¹7.5 L collateral-free. Secured loans for the full 6-year program. Prefers NMC-approved universities on its list.
Bank of Baroda Vidya
Max: ā¹1.5 Cr
Rate on request
We'll get the current rate for you
Strong PSU choice for medical studies abroad. Funds NMC-approved Georgian universities. Faster at Tier-2 city branches.
Avanse Financial
Max: ā¹75 L unsecured
Rate on request
We'll get the current rate for you
Very popular for MBBS-abroad cases. Flexible on co-applicant profile. Covers tuition + living + travel for the full 6 years.
Auxilo Finserve
Max: ā¹65 L unsecured
Rate on request
We'll get the current rate for you
NBFC specialising in MBBS-abroad loans with quick turnaround. Disburses per-year tuition directly to the Georgian university.
ICICI Bank Education Loan
Max: ā¹1 Cr
Rate on request
We'll get the current rate for you
Funds NMC-approved Georgia medical universities. Up to ā¹40ā50 L unsecured for strong profiles. Fast 7ā14 day processing.
Tata Capital Education Loan
Max: ā¹65 L unsecured
Rate on request
We'll get the current rate for you
Covers tuition and living together for MBBS abroad. Useful for families seeking a flexible NBFC with annual disbursement.
PNB Udaan
8.6% (if you pay simple interest during the course; 9.6% otherwise)
PNB Udaan standard, with collateral. Without collateral: rate on request. Rates confirmed by FundMyCampus with PNB.
For Georgia MBBS, the total 6-year cost (ā¹39ā82 Lakhs) is far lower than a private MBBS seat in India, and this keeps loan amounts manageable. SBI and Bank of Baroda offer collateral-free loans up to ā¹7.5 Lakhs, which families often combine with part-savings for the first year or two. For the full 6-year program, PSU banks usually require collateral (residential property at LTV 75ā85%, fixed deposits at LTV 90%, or LIC policies). NBFCs that specialise in MBBS-abroad, Avanse, Auxilo and Tata Capital, offer unsecured loans up to ā¹65ā75 Lakhs covering the entire program, which is why a large share of Georgia MBBS students choose them despite the higher interest rate. The convenience of one unsecured loan disbursed year-by-year is a major draw. A critical lender requirement: the Georgian medical university must be NMC-approved (listed by India's National Medical Commission). Banks and NBFCs verify this before sanctioning, because the loan only makes financial sense if you can return and practise in India after clearing the FMGE/NExT exam. Always confirm NMC approval before applying.
Use these Georgia estimates to right-size your David Tvildiani Medical University loan, under-borrowing forces 18%+ personal loans abroad, over-borrowing wastes interest.
Tuition
Living
Travel
Misc + Books
Average Total Program Cost
ā¹39ā82 L for 6-year MD (MBBS)
Total for 6 years, including living costs. Batumi and Kutaisi ā¹39ā69 L, Tbilisi ā¹48ā82 L.
| Program | Tuition | Living | Travel | Misc | Total |
|---|---|---|---|---|---|
| MD (MBBS): 6 years, Tbilisi | ā¹18ā36 L (ā¹3ā6 L/yr) | ā¹24ā36 L (ā¹4ā6 L/yr) | ā¹3ā5 L | ā¹3ā5 L | ā¹48ā82 L |
| MD (MBBS): 6 years, Batumi / Kutaisi (lower cost) | ā¹15ā30 L (ā¹2.5ā5 L/yr) | ā¹18ā30 L (ā¹3ā5 L/yr) | ā¹3ā5 L | ā¹3ā4 L | ā¹39ā69 L |
| Dentistry (DDS): 5 years | ā¹15ā30 L | ā¹20ā30 L | ā¹3ā4 L | ā¹3ā4 L | ā¹41ā68 L |
| Master's / other PG (1.5ā2 yrs) | ā¹4ā10 L | ā¹8ā12 L | ā¹1.5ā2 L | ā¹1.5ā2 L | ā¹15ā26 L |
Visa Essentials
What you need to prove for your Georgia student visa to David Tvildiani Medical University
Year 1 fees
Tuition Proof
ā¹4ā6 L per year
Living costs
Accepted
Loan sanction letter
3 key items
Requirements
Key Requirements
To study MBBS in Georgia, Indian students obtain a long-term student visa (D-3 category) which converts into a temporary residence permit for the duration of the program.
Unlike Western countries, Georgia does not demand a large blocked-account deposit, which keeps the process simpler.
A crucial planning point for any MBBS-abroad student: lenders and your future career both depend on the university being NMC-approved and the program meeting the National Medical Commission's standards (minimum duration of about 54 months of instruction plus internship, English medium, and recognition that lets you sit the FMGE/NExT on return).
Requirement 1
To study MBBS in Georgia, Indian students obtain a long-term student visa (D-3 category) which converts into a temporary residence permit for the duration of the program. The Georgian authorities require proof that you can cover tuition and living costs for at least the first year. Acceptable financial proof includes: (1) An education loan sanction letter on bank/NBFC letterhead stating the loan amount and that funds are available. (2) An admission/invitation letter from the NMC-approved Georgian medical university. (3) Bank statements of the co-applicant for the last 3ā6 months. (4) Proof of paid first-year tuition (often required before the visa is issued).
Requirement 2
Unlike Western countries, Georgia does not demand a large blocked-account deposit, which keeps the process simpler. But you must show the first-year tuition is arranged. Most lenders disburse tuition directly to the university each academic year, and the resulting payment receipt plus the loan sanction letter together satisfy the visa requirement.
Requirement 3
A crucial planning point for any MBBS-abroad student: lenders and your future career both depend on the university being NMC-approved and the program meeting the National Medical Commission's standards (minimum duration of about 54 months of instruction plus internship, English medium, and recognition that lets you sit the FMGE/NExT on return). Verify NMC approval and the program structure before you accept the admission and apply for the loan. This protects both your visa application and your eligibility to practise in India later.
Indicative EMIs for a Georgia education loan, 10-year repayment after the moratorium period.
ā¹25 L Ā· 10.5% Ā· 10 yrs
~ā¹33,700
Monthly EMI
ā¹35 L Ā· 11% Ā· 12 yrs
~ā¹43,900
Monthly EMI
ā¹55 L Ā· 11% Ā· 12 yrs
~ā¹68,900
Monthly EMI
ā¹70 L Ā· 11.5% Ā· 12 yrs
~ā¹89,800
Monthly EMI
ā¹40 L Ā· 9% Ā· 10 yrs
~ā¹50,700
Monthly EMI
ā¹80 L Ā· 11.5% Ā· 15 yrs
~ā¹93,500
Monthly EMI
After Graduation
What awaits David Tvildiani Medical University graduates post-study
Available
Post-study work
Yes
PR pathway
Strong
Salary growth
~8,000
Indian students to Georgia a year
Highlights
The post-study path for Georgia MBBS graduates is centred on returning to India to practise, not on working in Georgia.
To maximise your chances, choose an NMC-approved university with strong clinical exposure and a track record of good FMGE pass rates, and start dedicated FMGE/NExT preparation alongside your final years of study.
Georgian degrees are recognised internationally (WHO/World Directory of Medical Schools listed), which keeps global options open.
The post-study path for Georgia MBBS graduates is centred on returning to India to practise, not on working in Georgia. After completing the 6-year MD program (which includes clinical rotations and internship), Indian graduates must clear the FMGE (Foreign Medical Graduate Examination), now being transitioned into the NExT (National Exit Test), to obtain a licence to practise medicine in India. Passing FMGE/NExT is mandatory and is the single most important outcome of studying MBBS abroad. Your entire investment hinges on it.
To maximise your chances, choose an NMC-approved university with strong clinical exposure and a track record of good FMGE pass rates, and start dedicated FMGE/NExT preparation alongside your final years of study. Many Indian students enrol in coaching during the program. After clearing the exam, you register with the relevant State Medical Council and can practise as a doctor in India, pursue PG (NEET-PG / NExT Step 2) for an MD/MS specialisation, or appear for licensing exams in other countries (USMLE for the US, PLAB for the UK) if you plan to work abroad.
Georgian degrees are recognised internationally (WHO/World Directory of Medical Schools listed), which keeps global options open. In terms of repayment, most graduates begin earning during their PG/internship and ramp up significantly once they qualify. And because the total loan (ā¹20ā40 L) is modest compared with a private Indian MBBS, a practising doctor can typically repay it within 5ā8 years. The non-negotiable: pick an NMC-approved university and clear FMGE/NExT.
Compare loan options for similar institutions.
Rated 4.9ā on Google
āThey had genuinely helped me so much. At first I did not trust them but guys trust me they are theā¦ā
Common questions Indian students ask about funding their studies at David Tvildiani Medical University
